What we need from you

Completed application​

Credit check if your exit strategy includes a refinance (soft pull-no affect to credit)

Background check

Last 3 months bank statements

Last 2 years of tax returns (personal and business)

LLC documents (Articles of Organization, W9, EIN, and Operational Agreement)

Appraisal done at borrower cost

Scope of work from a verifiable contractor for labor and materials based on market prices and given to the lender and appraiser

Title policy with our company listed as the insured

Builders Risk Insurance policy with our company listed as the insured

Borrower must have at least $20K-$50k in checking or savings (liquid) depending on the size of the loan